People reach the point of considering contacting a bankruptcy attorney for a number of very valid reasons such as:
- Layoffs
- Divorce
- Medical expenses
- Mortgage troubles
- Foreclosure
- Overuse of credit
Life circumstances lead many people to situations where they are living beyond their means. An easily obtained mortgage at less than optimal terms combined another complicating factor such as a business downturn or pay cut all too often leads to a debt crisis.
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Has your credit card debt gotten out of control? Are you unable to meet your mortgage payments? Is your family swamped with medical bills following an emergency such as a car accident or a bout with cancer? Whatever your circumstances, your arrival at this Web page most likely means that you are struggling with unmanageable debt. You need frank advice on debt relief options, including bankruptcy:
- Chapter 7 — for debtors who need all or most of their debt eliminated
- Chapter 9 — municipalities
- Chapter 11 — businesses and individuals with several assets
- Chapter 12 — for fishermen or farmers
- Chapter 13 —for individuals with steady income who need debt reorganization
- Chapter 15 — international cases
- "Chapter 20" — a Chapter 13 followed soon thereafter by a Chapter 7 or vice versa
The word "bankruptcy" has a very negative connotation in many minds. People often equate bankruptcy with "failure" or "financial disaster." The only serious failure in the face of crushing debt is a failure to confront it boldly and honestly. Ignoring your debt problem is a far worse response, and can result in true hardship such as homelessness. Bankruptcy is often a responsible solution, all things considered.
Our nation's founders considered bankruptcy important enough to mention in the U.S. Constitution. It is a perfectly legal remedy for people drowning in debt. Discuss your individual financial challenges with a knowledgeable and efficient Orlando bankruptcy attorney at the Law Offices of Fisher & Frommer, PLLC.
Bankruptcy Attorneys in Orlando, Lake Mary, Tampa
Our Orlando bankruptcy lawyers invite you to schedule a free initial consultation. We can help you determine through the legally required means test which type of bankruptcy is best suited to your circumstances. Are you eligible for Chapter 7? Would Chapter 13 better meet your needs? Get the answers you need in a free consultation with a lawyer. Call 407-278-7927 or e-mail the law firm at your earliest convenience.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
